Disclosure: Financial Advice Provider
Assura Group Limited is a Licensed Financial Advice Provider issued by the FMA to provide financial advice services. The Financial Services Provider number is FSP 720291.
Disclosure: Financial Adviser
Jane Eschenbach is your Financial Adviser (FSP 80222) and she is providing the advice on behalf of Assura Group Limited.
Products we can advise on
Personal, business & group insurance: life, health, disability, income protection, mortgage protection, trauma, total & permanent disablement, Keyperson Insurance, Share purchase Insurance, Business Insurance
Product providers we may recommend
The actual fee charged to you will depend on the nature and scope of the advice or service provided through Assura Group Ltd. I will discuss and agree the actual fees with you before we proceed and explain how they are payable. Particularly for group insurance or training-based services, these fees may be based on a set dollar amount for a fixed term contract or a percentage-based fee for an ongoing contract.
For services relating to insurance, commission may be paid to Assura Group Ltd by the product provider, with the initial commission being a percentage of the initial and renewal insurance premiums.
Where other costs are incurred in the process of providing advice and services to you, you will be liable for these costs. These may arise from travel and accommodation costs or venue hire. I will always agree such costs in advance.
Conflicts of interest (if any)
Your interests are my priority and I will always advise you as best as we can. I also have business relationships with product providers. From time to time they provide access to professional development training, workshops and conferences.
In addition, I have developed online estate planning modules which will be distributed from 2021 through a financial services training provider. As a director and shareholder of the company that invested in the development of these, MAC Innovations NZ Limited, I will receive remuneration by way of dividends.
I manage these potential conflicts of interest by ensuring your interests are above those of my own. My advice is based on understanding your objectives and circumstances and providing recommendations which are based on research. I have a Register of Conflict which allows me to actively manage any conflicts which arise.
I am bound by the duties of the Financial Markets Conduct Act to:
- Meet the standards of competence, knowledge and skill set out in the Code of Conduct
- Give priority to the clients’ interest
- Exercise care, diligence and skill
- Meet the standards of ethical behaviour, conduct and client care set out in the Code of Conduct.